Advisory Services

Clarity on ERP vs banking automation, treasury automation and overall strategy

Many organisations struggle to decide whether banking and treasury capabilities should sit inside their ERP, be supported by a Banking ISV, a Treasury Management System (TMS), or follow a hybrid approach. These decisions are often made under time pressure and without a full understanding of future complexity, banking requirements, or implementation implications.

who we work with

We provide advisory services for Microsoft Dynamics 365–driven organisations that need clarity before committing to technology or large-scale change. We help CFOs and treasurers make informed decisions on banking and treasury automation, banking integration, and system architecture – early, objectively, and with implementation and long-term value in mind.

advisory services

Our advisory services span the full banking and treasury lifecycle, from early strategy and solution selection to optimisation, governance, and ongoing value realisation.

The challenges we help you solve

Our advisory services address common challenges such as:

Choosing between standard Dynamics 365 vs an embedded banking ISV solution, vs a Treasury Management Solution

Aligning banking and treasury automation strategy with ERP upgrades, IT roadmaps, and business growth

Designing a scalable banking and treasury system architecture

Avoiding over-engineering, scope creep, or costly redesigns

Selecting the right banking ISVs and connectivity models

Ensuring existing banking and treasury solutions deliver full value

Integrating multiple banks, entities, payment types, and local requirements

… and much more!

Our role is to help you step back, assess your current setup, and define the right banking and treasury automation approach before – and during – execution.

Our advisory offerings

Identify what to automate – and what to simplify. We assess your current banking and treasury landscape, including:

Banking and treasury processes

Bank and cash management structures

Banking partners, payment formats, and connectivity options

Integration complexity across entities, geographies, banks, and platforms.

Where needed, we complement scoping with detailed requirement workshops to identify process variations, standardisation opportunities, and underutilised Dynamics 365 Bank & Cash Management vs Banking ISV capabilities.

outcome

A clear, shared understanding of banking and treasury automation priorities, risks, and opportunities before moving forward.

Define a realistic and achievable target state. We help you design a practical banking and treasury strategy aligned with:

Business objectives and organisational structure

ERP and IT roadmaps

Compliance, security, and control requirements

Future growth and increasing complexity

outcome

A clear target state that is scalable, implementable, and aligned with long-term banking and treasury transformation.

Make the right system and platform decisions. We provide structured, vendor-neutral guidance on:

Microsoft Dynamics 365 native banking capabilities

Banking ISV solution capabilities, including cost and complexity considerations

Treasury Management Systems (TMS) where treasury needs extend beyond ERP

Hybrid ERP–Banking ISV-TMS architectures

Total cost of ownership, risk, and operational impact

We also advise on bank selection and collaboration models, helping organisations align banking services, connectivity, and service levels with operational needs.

outcome

Confidence that your treasury and banking solution choices fit your organisation, geography, complexity, and long-term strategy.

Set the right expectations for automation and control. We advise on banking connectivity and security models, including:

Host-to-host, SWIFT, APIs, and bank portals

Automation levels across payments, statements, and reconciliation

Security, authorisation models, and operational controls

outcome

A realistic, secure, and scalable connectivity setup aligned with both technical and operational maturity.

Turn strategy into an executable plan.
We translate decisions into a clear treasury roadmap by:

Prioritising initiatives by business value, risk, and dependency

Defining phases, milestones, and decision points

Aligning finance, treasury, IT, and change management

outcome

A banking and treasury roadmap that your team can execute with confidence – without constant re-planning.

Keep execution aligned with strategy.
For complex treasury and banking transformations, we support delivery governance to:

Maintain alignment with the agreed treasury architecture

Apply structured risk management and quality assurance

Identify issues early and avoid scope drift or rework

outcome

Better control, predictable outcomes, and smoother execution.

Ensure you get full value from your existing setup.
For organisations with existing treasury or banking solutions, we provide:

Solution health checks focused on automation, performance, and value realisation

Technical health checks covering integrations, security, performance, and release practices

Recommendations for optimisation, quick wins, and use of new features

outcome

Improved efficiency, higher automation, and better return on existing investments.

Support during transitions and resource gaps. Where needed, we provide interim advisory and operational support for:

Payments and reconciliation processes

Banking and treasury operations during change

Knowledge transfer and process improvement

outcome

Stable operations and continuity during critical periods.

Our advisory offerings

Scoping & planning workshops

Identify what to automate – and what to simplify. We assess your current banking and treasury landscape, including:

Banking and treasury processes

Bank and cash management structures

Banking partners, payment formats, and connectivity options

Integration complexity across entities, geographies, banks, and platforms.

Where needed, we complement scoping with detailed requirement workshops to identify process variations, standardisation opportunities, and underutilised Dynamics 365 Bank & Cash Management vs Banking ISV capabilities.

outcome

A clear, shared understanding of banking and treasury automation priorities, risks, and opportunities before moving forward.

Strategy & transformation planning

Define a realistic and achievable target state. We help you design a practical banking and treasury strategy aligned with:

Business objectives and organisational structure

ERP and IT roadmaps

Compliance, security, and control requirements

Future growth and increasing complexity

outcome

A clear target state that is scalable, implementable, and aligned with long-term banking and treasury transformation.

Solution selection advisory

Make the right system and platform decisions. We provide structured, vendor-neutral guidance on:

Microsoft Dynamics 365 native banking capabilities

Banking ISV solution capabilities, including cost and complexity considerations

Treasury Management Systems (TMS) where treasury needs extend beyond ERP

Hybrid ERP–Banking ISV-TMS architectures

Total cost of ownership, risk, and operational impact

We also advise on bank selection and collaboration models, helping organisations align banking services, connectivity, and service levels with operational needs.

outcome

Confidence that your treasury and banking solution choices fit your organisation, geography, complexity, and long-term strategy.

Connectivity, automation & security advisory

Set the right expectations for automation and control. We advise on banking connectivity and security models, including:

Host-to-host, SWIFT, APIs, and bank portals

Automation levels across payments, statements, and reconciliation

Security, authorisation models, and operational controls

outcome

A realistic, secure, and scalable connectivity setup aligned with both technical and operational maturity.

Customer roadmap planning & prioritisation

Turn strategy into an executable plan.
We translate decisions into a clear treasury roadmap by:

Prioritising initiatives by business value, risk, and dependency

Defining phases, milestones, and decision points

Aligning finance, treasury, IT, and change management

outcome

outcome

A banking and treasury roadmap that your team can execute with confidence – without constant re-planning.

Programme delivery & governance

Keep execution aligned with strategy.
For complex treasury and banking transformations, we support delivery governance to:

Maintain alignment with the agreed treasury architecture

Apply structured risk management and quality assurance

Identify issues early and avoid scope drift or rework

outcome

Better control, predictable outcomes, and smoother execution.

Solution health checks

Ensure you get full value from your existing setup.
For organisations with existing treasury or banking solutions, we provide:

Solution health checks focused on automation, performance, and value realisation

Technical health checks covering integrations, security, performance, and release practices

Recommendations for optimisation, quick wins, and use of new features

outcome

Improved efficiency, higher automation, and better return on existing investments.

Operational advisory & interim support

Support during transitions and resource gaps. Where needed, we provide interim advisory and operational support for:

Payments and reconciliation processes

Banking and treasury operations during change

Knowledge transfer and process improvement

outcome

Stable operations and continuity during critical periods.

Why SKG Services Europe for Advisory

Our advisory services are grounded in real implementation experience – not theory.

1

Deep expertise in Microsoft Dynamics 365 Bank & Cash management, ISV Banking solutions, and treasury options.

2

Strong knowledge of banking ISVs and Treasury Management Systems

3

Vendor-neutral advice based on cost, risk, and implementability

4

Experience with complex, multinational treasury environments

5

Focus on practical decisions that lead to predictable outcomes

We complement our advisory capabilities through specialist treasury partners adding depth across ERP and TMS landscapes.

Together, we have supported large-scale international treasury programmes delivering bank connectivity, cash management, and in-house banking across ERP and TMS platforms, including:

More than 70 legal entities

Over 280 bank accounts

Operations across 20+ countries

When advisory adds the most value

Before an ERP upgrade or rollout

Before selecting a banking ISV or TMS

When banking and cash management complexity has outgrown existing processes

When previous implementations have stalled or underdelivered

When optimisation or stabilisation is needed post go-live

Early and ongoing advisory reduces cost, risk, and rework while increasing long-term value.

Contact us

Let's get the conversation started

Not sure what the right banking and treasury setup looks like for your organisation?

Let’s discuss your banking and treasury automation strategy.

Choosing the Right Banking and Treasury Approach – Key Questions

Do we need a banking or treasury add-on for Microsoft Dynamics 365?

Not necessarily. Microsoft Dynamics 365 includes standard bank and cash management capabilities that are sufficient for many organisations with relatively straightforward banking needs. 

As complexity increases—such as higher transaction volumes, multiple banks, advanced payment requirements, or broader geographic coverage—additional solutions may become relevant. Advisory helps assess how far the standard Dynamics 365 capabilities can realistically support your organisation and when a banking ISV or a Treasury Management System adds value.

ERP-embedded banking solutions are built- and certified for the ERP itself, simplifying the processes, the user experience and data flows. 

An external Banking or Treasury Management System may offer more advanced functionality and can support complex, multi-ERP environments. The right choice depends on organisational structure and strategic priorities..

Our Advisory Services is most valuable during when considering new D365 ERP implementations, upgrades, banking and treasury transformation initiatives, periods of rapid growth, or when existing processes no longer provide sufficient visibility, control, or automation. Early advisory helps avoid costly redesigns later.

Standard ERP functionality may become insufficient when organisations face increasing transaction volumes, multiple legal entities, complex approval structures, diverse local banking requirements, or advanced cash visibility and forecasting needs. 

Growth, acquisitions, or geographic expansion often trigger the need to reassess the setup.

A Treasury Management System is typically relevant when treasury requirements extend beyond operational payments and reconciliation. This may include advanced cash forecasting, liquidity management, risk management, in-house banking, or support for multiple ERPs. 

A TMS is most valuable where treasury operates as a centralised function with increasing strategic responsibilities.

Advisory services add the most value early—before selecting solutions or committing to implementation. They are also highly relevant during ERP upgrades, banking and treasury transformation initiatives, periods of rapid growth, or when existing solutions no longer deliver sufficient visibility, control, or automation.

No. Advisory can still add value after solution selection by validating assumptions, supporting governance, identifying risks, and helping optimise scope, architecture, and delivery. Early course correction often reduces rework, delays, and cost later in the programme.